Service plans

What we offer

From quick comparisons to full case modeling

Intro review Free sample

Intro review

A short, no-cost case outline using standard templates to show likely decision points and a one-page summary.

  • 1-page scenario outline
  • Standard comparison template
  • Email follow-up with clarifications
0 Start intro review
Basic review Most requested

Basic review

A focused case study, cost projections for 3 years and one 45-minute advisor session to discuss results and next steps.

  • 3-year cost model
  • Policy checklist
  • 45-minute review session
4000 / MYR Start intro review
Comprehensive modeling In-depth

Comprehensive modeling

Full scenario modeling across multiple policies, family impact analysis and a 90-minute planning session with follow-up notes.

  • Multi-policy comparison
  • Family cost impact analysis
  • 90-minute planning session
7900 / MYR Start intro review

Choose a plan that fits your needs

Plans are structured around the depth of scenario modeling and advisor time. Select a Basic review for a single case or Comprehensive modeling for multi-policy family planning.

Intro review

0
Introductory service with limited customization.
  • 1-page scenario outline
  • Standard comparison template
  • Email follow-up with clarifications
  • Email summary delivered in 5 business days
Request free outline
In-depth

Comprehensive modeling

MYR 7900 /per session
For households with multiple elderly members or complex care planning.
  • Multi-policy comparison
  • Family cost impact analysis
  • 90-minute planning session
  • Two follow-up consultations within 30 days
  • Custom spreadsheets and projections
  • Priority scheduling
Request comprehensive modeling
Practical resources

Guides and checklists

A library of downloadable templates, claim form guides and pre-authorization checklists focused on common eldercare insurance interactions. Use these to prepare paperwork and understand typical timelines for claims and approvals in Malaysia.

Elder insurance guides and checklist

Guide: Hospital claim process

Step-by-step instructions for submitting inpatient claims, typical documents required by Malaysian insurers and examples of common reasons for claim delays with mitigation steps.

Download hospital guide

Checklist: Annual policy review

A concise checklist to review policy limits, rider status, premium affordability and changes in health that may affect coverage needs; includes a template for noting renewal negotiation points.

Get the checklist

Template: Family care plan

A practical family plan template that maps responsibilities, funding sources and projected out-of-pocket costs for the next 12 months. Useful for family discussions and budgeting.

Download hospital guide

Real-life cases: choosing the right plan for seniors

Explore practical examples from InsureMSenior that show how modest adjustments to coverage and deductibles change annual costs and claim outcomes for elderly policyholders. Each case includes the scenario, choices made, and measurable effects on premium and out-of-pocket expenses so you can compare options that match common situations in Malaysia.